Lindy AI Pricing: What Lindy Costs Per User, and What 3,000 Credits Actually Buys

Lindy costs $29.99 per user per month on Plus, $99.99 on Pro and $199.99 on Max, with Enterprise quoted individually. Read off lindy.ai/pricing on September 8, 2026. The tiers are separated by credits rather than features: 3,000 credits per user per month on Plus, 15,000 on Pro, 35,000 on Max. Credits do not roll over.

Two things about that will contradict most of what is currently ranking for this query. First, Lindy no longer has a free plan. It moved to the Plus, Pro and Max lineup in early 2026 and removed the free tier at the same time. Several guides still open with "start free," and you cannot. Second, the per-user price is close to meaningless on its own, because what you are really buying is a credit budget and a single complex workflow can consume ten or more credits per run.

This page covers what each tier includes, how the credit meter behaves, what actually pushes a bill up, and the specific cases where Lindy is the right purchase and where it is the expensive answer to a simple problem.

How much does Lindy AI cost per month?

Four tiers, priced per user, verified at the vendor on September 8, 2026.

Plan	Price per user per month	Credits per user per month	What it is for
Plus	$29.99	3,000	Described by Lindy as enough for everyday usage. One person running a handful of automations
Pro	$99.99	15,000	Five times the Plus allowance. Teams running workflows continuously rather than occasionally
Max	$199.99	35,000	Roughly twelve times Plus. Described as being for the heaviest workloads
Enterprise	Quoted individually	Shared usage plus bonus credits	Everything in Max plus HIPAA compliance with a signed BAA, audit logs, dedicated support and onboarding

Notice what the ladder is not doing. Going from Plus to Pro triples your bill and multiplies your allowance by five, and Pro to Max doubles the bill for a bit over twice the credits. That is unusual and it works in your favor: if you are consistently running out of credits on Plus, upgrading is cheaper per unit of work than staying put and paying attention to it. The reverse also holds, and it is the more common mistake. Buying Pro because it sounds like the professional choice, then using 2,000 credits a month, means paying $99.99 for $29.99 of work.

The one structural feature worth flagging for regulated buyers: HIPAA compliance and a signed BAA are Enterprise-only. If you are in healthcare, or handling anything covered by a BAA, the published tiers are not available to you and there is no self-serve path. That is not a criticism, it is standard, but it means your real price is not on the pricing page at all.

Does Lindy have a free plan?

No, not any more. Lindy previously offered a free tier and removed it during the pricing change in early 2026, when the current Plus, Pro and Max lineup replaced the older structure. The pricing page as read on September 8, 2026 shows no free plan, and independent pricing write-ups record the same change.

There is one narrow free path left and it is worth knowing about because it is easy to miss. New teammates who join through Slack get a 7-day free trial before seat billing starts. Direct signups are billed immediately. If you are evaluating Lindy across a small team, routing people in through the Slack integration rather than sending them to the signup page is the difference between a week of free evaluation and an instant invoice. Whether that is a deliberate growth mechanism or an accident of implementation, it is what the vendor page says today.

How do Lindy credits work?

Credits are the meter, and Lindy's billing documentation is specific about how it behaves. Your whole team draws from one shared pool. Each seat adds its plan's allowance to that pool, every Lindy your team uses spends from it, and the pool resets monthly from the date your workspace signed up. So one colleague's heavy workflow can drain credits the rest of the team was counting on. And unused credits do not carry forward. That last part matters for anyone with seasonal or bursty volume: a quiet August does not bank anything toward a busy September, so you have to size the plan for your peak month rather than your average one, or accept running out.

What draws credits down is more variable than a flat per-task rate, and this is where budgeting gets awkward. Four things drive consumption: which model runs the step, how many steps the workflow takes, whether it uses premium actions or integrations, and how long the agent runs before it finishes. A step that sends a Slack message or creates a calendar event is at the cheap end. A step that reads and parses an email, researches something on the web, or chains several tool calls together is not.

Independent write-ups covering the credit system put simple actions at roughly one credit and complex multi-step work at five to ten or more per run, with advanced models costing substantially more per step than basic ones. Those figures come from third-party analysis rather than from Lindy's own published table, so treat them as an order of magnitude rather than a rate card. The point they make is sound either way: the model you choose can move your effective cost by a factor of ten for identical work. If you build on the most capable model by default because it produces the best output, your 3,000 credits will go a great deal faster than the plan description implies.

What happens when Lindy runs out of credits?

Lindy pauses until your next billing cycle. The docs say your data and settings are kept, but paused tasks do not restart automatically, so someone has to notice and restart them. The pricing page frames this as "Lindy pauses and tells you", with no surprise charges, which is true as long as you leave overages off.

Before the reset you have three options, and they are priced very differently. Top-ups cost $10 per 1,000 credits, bought in 1,000-credit blocks, which is close to the rate built into the plans: Plus works out to about $10 per 1,000 credits too. You can move seats to a higher tier. Or you can enable overages, which Lindy bills at twice the cost of regular credits. Overages are the convenient choice and the expensive one: a busy month on overages costs double for every credit past the pool, so decide on purpose whether you want a pause or a bigger bill. We compare how that plays out against flat-priced options in Lindy AI assistant review and alternatives.

The practical way to handle this is to refuse to estimate from your desk. Build one real workflow, run it fifty times on real inputs, and read the actual consumption. Multiply by your monthly volume. That takes an afternoon and it is the only number that will predict your bill, because nobody else's credit math reflects your model choices or your step count.

What is Lindy AI used for?

Lindy is an agent builder rather than an assistant you talk to. You define triggers and the steps that follow, connect the tools involved, and the workflow runs on its own. Common builds are lead handling that enriches an inbound form and writes it to a CRM, meeting workflows that record and route notes, inbox triage that classifies and drafts replies, and recruiting flows that screen and schedule.

The important thing this implies is about effort rather than capability. A builder is a project, not a purchase. Somebody has to design the workflows, connect the tools, test the edge cases and maintain the thing when an API changes or a process shifts. When that person exists and enjoys the work, the results are genuinely impressive and very hard to get any other way. When they do not, the subscription becomes an unused $29.99 a month, and this is the single most common way money gets wasted on agent platforms. Be honest about whether you have that person before you count the savings.

There is also a governance question that gets skipped in pricing comparisons and should not be. An agent with access to your inbox, your documents and your CRM is acting with your permissions, and anything it reads can influence what it does next. Giving autonomous software the ability to read untrusted email and then take actions is a genuinely new category of exposure, which is why guarding agents against prompt injection and constraining what tools they may reach has become its own discipline rather than a footnote. Whatever you build, decide deliberately which steps are allowed to act and which have to stop and ask a person.

Is Lindy worth it?

It depends entirely on which of two problems you have, and the price is not the deciding factor either way.

Lindy is worth it when you have specific, repeatable, cross-tool processes that nobody wants to do, and someone technical enough to model them. At $29.99 a user, if one workflow reliably saves two hours a month, it has paid for itself several times over at any professional salary. The ceiling is high and the tiers scale sensibly.

It is the wrong purchase in three cases. If your actual complaint is that writing takes too long, a $20 ChatGPT or Claude seat solves it better and needs no build at all. If you want a defined set of office jobs handled without designing anything, a builder is the wrong shape and you will spend weeks constructing what should have been included. And if your volume is unpredictable, a credit meter is a difficult thing to put in a budget, because the month you most need the software to work is the month you run out.

That last point is the honest argument for flat pricing, and it is why we price the way we do. Officeagent is $149 a month for a solo operator and $399 for an office of up to ten, flat rather than metered, and it ships a fixed set of office jobs (drafting the follow-ups, filing documents, preparing meeting notes, keeping the commitment list) instead of a canvas you build on. Nothing sends until a person approves it. We are the worse choice if you want custom workflows across a long tail of tools, and we would rather say so than pretend otherwise, because Lindy is genuinely better at that and this comparison is not close.

If you are still working out which shape of product you need at all, we compare the four of them, with prices read off each vendor, on AI personal assistant for business. For the narrower question of task automation inside a calendar, where the credit-metering trap works exactly the same way, see Motion alternative. And for a shortlist aimed at companies under about twenty people, the best AI assistant for small business ranks the category for a buyer who already knows they want one.

Questions worth asking before you commit

• What does one run of my highest-volume workflow actually cost in credits, on the model I intend to use in production rather than the cheapest one?
• If we run out mid-month, do we want Lindy to pause, or do we switch on overages at twice the normal credit cost?
• Since credits do not roll over, what does my peak month look like rather than my average, and which tier does that peak require?
• Who on my team owns building and maintaining these workflows, and what happens to them when that person leaves?
• Which steps are allowed to send, post or write to a system without a human reviewing them first?
• If we later need HIPAA and a BAA, what does the Enterprise quote look like at our seat count?

Decide the overage setting before you need it. A metered product is only forecastable if you have chosen what happens at the ceiling, and the ceiling always arrives in a busy month.

Lindy pricing and plan structure read off lindy.ai/pricing on September 8, 2026. The removal of the free plan is corroborated by independent pricing write-ups as well as the current vendor page. Credit pool, pause, top-up and overage rules read off Lindy's billing documentation on September 16, 2026. Per-task credit consumption figures are attributed to third-party analysis rather than to Lindy, because the vendor publishes allowances per tier rather than a per-action rate card. Measure your own workflows before budgeting.